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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,851 | $65,555-57.5% | $86,216-67.7% | $75,173-63.0% |
| Participation rate | 100.0% | 60.5%+39.5pp | 69.0%+31.0pp | 67.2%+32.8pp |
| Annual return | 22.29% | 46.07%-23.8pp | 1169.42%-1147.1pp | 160.72%-138.4pp |
| Employer contribution / active EE | $4,224 | $1,553+171.9% | $2,382+77.3% | $2,671+58.1% |
| Participant deferral / active EE | $5,009 | $3,023+65.7% | $3,986+25.7% | $4,126+21.4% |
| Admin fee / account holder | $515 | $5,469-90.6% | $6,853-92.5% | $5,651-90.9% |