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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,659 | $72,273-75.6% | $101,275-82.6% | $79,856-77.9% |
| Participation rate | 100.0% | 68.5%+31.5pp | 75.8%+24.2pp | 69.6%+30.4pp |
| Annual return | 17.67% | 22.30%-4.6pp | 46.48%-28.8pp | 31.71%-14.0pp |
| Employer contribution / active EE | $3,133 | $2,691+16.4% | $3,660-14.4% | $2,471+26.8% |
| Participant deferral / active EE | $1,085 | $3,282-66.9% | $4,371-75.2% | $3,741-71.0% |
| Admin fee / account holder | $783 | $4,401-82.2% | $5,948-86.8% | $5,306-85.2% |