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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,952 | $107,809-48.1% | $90,657-38.3% | $135,380-58.7% |
| Participation rate | 100.0% | 78.0%+22.0pp | 74.0%+26.0pp | 82.6%+17.4pp |
| Annual return | -10.95% | -0.90%-10.1pp | 1.89%-12.8pp | 519.81%-530.8pp |
| Employer contribution / active EE | $930 | $3,018-69.2% | $2,532-63.3% | $4,779-80.5% |
| Participant deferral / active EE | $9,000 | $3,872+132.4% | $3,424+162.8% | $5,609+60.5% |
| Admin fee / account holder | $561 | $5,931-90.5% | $4,994-88.8% | $10,828-94.8% |