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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,024 | $100,811-48.4% | $86,698-40.0% | $134,545-61.3% |
| Participation rate | 90.9% | 79.0%+12.0pp | 76.6%+14.3pp | 81.2%+9.7pp |
| Annual return | -20.34% | 29.11%-49.5pp | 35.96%-56.3pp | 418.37%-438.7pp |
| Employer contribution / active EE | $4,968 | $3,490+42.4% | $2,837+75.1% | $4,742+4.8% |
| Participant deferral / active EE | $7,911 | $5,339+48.2% | $4,656+69.9% | $6,401+23.6% |
| Admin fee / account holder | $769 | $10,926-93.0% | $7,492-89.7% | $11,431-93.3% |