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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $387,323 | $176,120+119.9% | $159,487+142.9% | $167,553+131.2% |
| Participation rate | 90.9% | 85.0%+6.0pp | 82.8%+8.1pp | 82.1%+8.8pp |
| Annual return | 15.13% | 331.95%-316.8pp | 263.71%-248.6pp | 478.89%-463.8pp |
| Employer contribution / active EE | $8,000 | $5,299+51.0% | $4,831+65.6% | $4,840+65.3% |
| Participant deferral / active EE | $17,051 | $7,752+120.0% | $7,354+131.9% | $6,343+168.8% |
| Admin fee / account holder | $1,346 | $12,561-89.3% | $10,804-87.5% | $12,316-89.1% |