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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,495 | $223,823-50.6% | $211,142-47.7% | $154,746-28.6% |
| Participation rate | 100.0% | 87.9%+12.1pp | 87.3%+12.7pp | 80.7%+19.3pp |
| Annual return | 19.13% | 50.39%-31.3pp | 46.84%-27.7pp | 172.34%-153.2pp |
| Employer contribution / active EE | $4,647 | $6,787-31.5% | $6,442-27.9% | $4,379+6.1% |
| Participant deferral / active EE | $10,009 | $9,750+2.7% | $9,284+7.8% | $6,730+48.7% |
| Admin fee / account holder | $3,836 | $19,707-80.5% | $19,076-79.9% | $14,365-73.3% |