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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,495 | $209,336-47.2% | $197,124-43.9% | $137,256-19.5% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 19.13% | 48.09%-29.0pp | 44.34%-25.2pp | 220.34%-201.2pp |
| Employer contribution / active EE | $4,647 | $6,591-29.5% | $6,227-25.4% | $4,156+11.8% |
| Participant deferral / active EE | $10,009 | $9,614+4.1% | $9,135+9.6% | $6,407+56.2% |
| Admin fee / account holder | $3,836 | $17,308-77.8% | $16,298-76.5% | $12,270-68.7% |