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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,495 | $275,752-59.9% | $256,809-57.0% | $198,609-44.4% |
| Participation rate | 100.0% | 89.2%+10.8pp | 88.5%+11.5pp | 82.4%+17.6pp |
| Annual return | 19.13% | 34.81%-15.7pp | 32.73%-13.6pp | 202.70%-183.6pp |
| Employer contribution / active EE | $4,647 | $7,721-39.8% | $7,263-36.0% | $5,055-8.1% |
| Participant deferral / active EE | $10,009 | $10,037-0.3% | $9,520+5.1% | $6,977+43.5% |
| Admin fee / account holder | $3,836 | $25,716-85.1% | $25,146-84.7% | $19,030-79.8% |