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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,195 | $202,342-68.8% | $172,753-63.4% | $152,909-58.7% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 21.53% | 1029.88%-1008.3pp | 803.00%-781.5pp | 345.46%-323.9pp |
| Employer contribution / active EE | $2,020 | $5,857-65.5% | $5,144-60.7% | $4,764-57.6% |
| Participant deferral / active EE | $5,679 | $5,948-4.5% | $5,198+9.3% | $5,851-3.0% |
| Admin fee / account holder | $363 | $17,112-97.9% | $13,956-97.4% | $11,601-96.9% |