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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,421 | $81,262+0.2% | $155,602-47.7% | $80,911+0.6% |
| Participation rate | 92.6% | 66.2%+26.4pp | 78.2%+14.4pp | 67.6%+24.9pp |
| Annual return | 10.71% | 33.34%-22.6pp | 64.81%-54.1pp | 35.63%-24.9pp |
| Employer contribution / active EE | $2,004 | $3,102-35.4% | $4,675-57.1% | $2,756-27.3% |
| Participant deferral / active EE | $6,407 | $3,451+85.6% | $5,629+13.8% | $4,297+49.1% |
| Admin fee / account holder | $1,268 | $7,992-84.1% | $15,923-92.0% | $6,935-81.7% |