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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,146 | $54,380-11.5% | $68,509-29.7% | $59,633-19.3% |
| Participation rate | 73.6% | 70.2%+3.4pp | 74.7%-1.2pp | 68.7%+4.9pp |
| Annual return | -0.82% | 2.83%-3.7pp | 8.27%-9.1pp | 2041.45%-2042.3pp |
| Employer contribution / active EE | $1,373 | $1,539-10.7% | $2,278-39.7% | $2,203-37.7% |
| Participant deferral / active EE | $3,056 | $2,643+15.6% | $3,382-9.6% | $3,192-4.2% |
| Admin fee / account holder | $2,563 | $3,885-34.0% | $5,275-51.4% | $4,297-40.4% |