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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,023 | $209,425+6.0% | $178,499+24.4% | $158,966+39.7% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 15.68% | 188.80%-173.1pp | 151.10%-135.4pp | 302.95%-287.3pp |
| Employer contribution / active EE | $4,322 | $5,707-24.3% | $5,011-13.7% | $4,762-9.2% |
| Participant deferral / active EE | $4,388 | $5,955-26.3% | $5,202-15.6% | $5,983-26.7% |
| Admin fee / account holder | $1,684 | $17,078-90.1% | $13,986-88.0% | $11,250-85.0% |