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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,587 | $209,422-86.3% | $178,503-84.0% | $158,982-82.0% |
| Participation rate | 83.3% | 86.4%-3.0pp | 81.9%+1.4pp | 82.0%+1.4pp |
| Annual return | 36.35% | 188.81%-152.5pp | 151.12%-114.8pp | 302.99%-266.6pp |
| Employer contribution / active EE | $1,912 | $5,707-66.5% | $5,011-61.8% | $4,763-59.9% |
| Participant deferral / active EE | $2,852 | $5,955-52.1% | $5,202-45.2% | $5,983-52.3% |
| Admin fee / account holder | $590 | $17,079-96.5% | $13,987-95.8% | $11,252-94.8% |