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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,649 | $100,262-77.4% | $81,370-72.2% | $145,897-84.5% |
| Participation rate | 85.0% | 74.3%+10.7pp | 69.5%+15.5pp | 80.3%+4.7pp |
| Annual return | 11.41% | 34.52%-23.1pp | 24.85%-13.4pp | 552.29%-540.9pp |
| Employer contribution / active EE | $4,616 | $2,979+54.9% | $2,464+87.3% | $4,663-1.0% |
| Participant deferral / active EE | $3,922 | $4,612-15.0% | $3,885+0.9% | $6,689-41.4% |
| Admin fee / account holder | $557 | $8,163-93.2% | $5,749-90.3% | $13,390-95.8% |