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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,357 | $217,432-77.3% | $185,851-73.4% | $167,553-70.5% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 13.45% | 148.43%-135.0pp | 122.11%-108.7pp | 478.89%-465.4pp |
| Employer contribution / active EE | $2,207 | $5,874-62.4% | $5,168-57.3% | $4,840-54.4% |
| Participant deferral / active EE | $6,670 | $6,357+4.9% | $5,569+19.8% | $6,343+5.2% |
| Admin fee / account holder | $1,502 | $19,820-92.4% | $16,245-90.8% | $12,316-87.8% |