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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,641 | $176,120-85.4% | $159,487-83.9% | $167,553-84.7% |
| Participation rate | 75.0% | 85.0%-10.0pp | 82.8%-7.8pp | 82.1%-7.1pp |
| Annual return | 6.89% | 331.95%-325.1pp | 263.71%-256.8pp | 478.89%-472.0pp |
| Employer contribution / active EE | $1,198 | $5,299-77.4% | $4,831-75.2% | $4,840-75.2% |
| Participant deferral / active EE | $4,553 | $7,752-41.3% | $7,354-38.1% | $6,343-28.2% |
| Admin fee / account holder | $3,626 | $12,561-71.1% | $10,804-66.4% | $12,316-70.6% |