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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,419 | $142,354-52.6% | $125,529-46.3% | $155,188-56.6% |
| Participation rate | 100.0% | 78.1%+21.9pp | 74.7%+25.3pp | 80.8%+19.2pp |
| Annual return | -9.67% | 306.06%-315.7pp | 202.56%-212.2pp | 148.84%-158.5pp |
| Employer contribution / active EE | $20,713 | $3,501+491.6% | $3,058+577.5% | $4,248+387.6% |
| Participant deferral / active EE | $6,709 | $5,491+22.2% | $4,813+39.4% | $6,531+2.7% |
| Admin fee / account holder | $6,229 | $19,392-67.9% | $16,298-61.8% | $14,480-57.0% |