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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,419 | $177,595-62.0% | $148,496-54.6% | $198,609-66.1% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.0%+24.0pp | 82.4%+17.6pp |
| Annual return | -9.67% | 9.97%-19.6pp | 12.33%-22.0pp | 202.70%-212.4pp |
| Employer contribution / active EE | $20,713 | $4,098+405.5% | $3,497+492.2% | $5,055+309.7% |
| Participant deferral / active EE | $6,709 | $5,539+21.1% | $4,808+39.5% | $6,977-3.8% |
| Admin fee / account holder | $6,229 | $27,010-76.9% | $19,547-68.1% | $19,030-67.3% |