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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,205 | $125,778-72.8% | $114,563-70.1% | $154,746-77.9% |
| Participation rate | 28.6% | 75.2%-46.6pp | 72.9%-44.3pp | 80.7%-52.1pp |
| Annual return | 10.18% | 295.14%-285.0pp | 241.09%-230.9pp | 172.34%-162.2pp |
| Employer contribution / active EE | $486 | $2,806-82.7% | $2,592-81.3% | $4,379-88.9% |
| Participant deferral / active EE | $930 | $4,445-79.1% | $4,142-77.6% | $6,730-86.2% |
| Admin fee / account holder | $22,438 | $8,190+174.0% | $7,623+194.3% | $14,365+56.2% |