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| Provider | Service type | Compensation |
|---|---|---|
Filed as: CAPFINANCIAL PARTNERS, LLC Service code 27 · EIN 26-0058143 | Advisory (Plan) | $10,394 |
Service code 64 · EIN 04-2647786 | Recordkeeping Fees | $200 |
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,449 | $79,223-64.1% | $102,460-72.2% | $74,478-61.8% |
| Participation rate | 90.5% | 74.8%+15.7pp | 76.5%+14.0pp | 67.2%+23.3pp |
| Annual return | 4.60% | 54.98%-50.4pp | 29.47%-24.9pp | 1370.56%-1366.0pp |
| Employer contribution / active EE | $1,332 | $2,363-43.6% | $3,025-56.0% | $2,626-49.3% |
| Participant deferral / active EE | $4,536 | $4,417+2.7% | $5,056-10.3% | $4,350+4.3% |
| Admin fee / account holder | $157 | $2,003-92.2% | $9,460-98.3% | $1,946-91.9% |