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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,563 | $165,399-70.6% | $149,745-67.6% | $158,982-69.5% |
| Participation rate | 81.8% | 84.6%-2.8pp | 82.5%-0.7pp | 82.0%-0.1pp |
| Annual return | 38.63% | 348.34%-309.7pp | 276.72%-238.1pp | 302.99%-264.4pp |
| Employer contribution / active EE | $6,685 | $5,105+31.0% | $4,646+43.9% | $4,763+40.4% |
| Participant deferral / active EE | $5,121 | $7,183-28.7% | $6,843-25.2% | $5,983-14.4% |
| Admin fee / account holder | $369 | $10,811-96.6% | $9,312-96.0% | $11,252-96.7% |