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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,014 | $133,998-88.0% | $112,263-85.7% | $134,545-88.1% |
| Participation rate | 38.5% | 78.6%-40.1pp | 75.1%-36.6pp | 81.2%-42.8pp |
| Annual return | -28.92% | 47.17%-76.1pp | 27.49%-56.4pp | 418.37%-447.3pp |
| Employer contribution / active EE | $1,345 | $4,040-66.7% | $3,636-63.0% | $4,742-71.6% |
| Participant deferral / active EE | $2,768 | $5,292-47.7% | $4,729-41.5% | $6,401-56.8% |
| Admin fee / account holder | $48 | $7,493-99.4% | $6,410-99.3% | $11,431-99.6% |