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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,664 | $111,535-52.8% | $105,223-50.0% | $137,256-61.6% |
| Participation rate | 40.0% | 78.1%-38.1pp | 75.0%-35.0pp | 80.0%-40.0pp |
| Annual return | 20.77% | 237.85%-217.1pp | 180.65%-159.9pp | 220.34%-199.6pp |
| Employer contribution / active EE | $971 | $3,939-75.4% | $3,689-73.7% | $4,156-76.6% |
| Participant deferral / active EE | $3,683 | $5,500-33.0% | $5,072-27.4% | $6,407-42.5% |
| Admin fee / account holder | $230 | $9,721-97.6% | $8,859-97.4% | $12,270-98.1% |