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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,872 | $110,410-64.8% | $102,437-62.1% | $145,897-73.4% |
| Participation rate | 41.2% | 77.9%-36.8pp | 74.5%-33.3pp | 80.3%-39.1pp |
| Annual return | 17.48% | 24.85%-7.4pp | 24.95%-7.5pp | 552.29%-534.8pp |
| Employer contribution / active EE | $1,044 | $4,217-75.2% | $3,871-73.0% | $4,663-77.6% |
| Participant deferral / active EE | $2,759 | $5,622-50.9% | $5,060-45.5% | $6,689-58.8% |
| Admin fee / account holder | $149 | $9,745-98.5% | $8,388-98.2% | $13,390-98.9% |