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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,197 | $96,508+18.3% | $75,901+50.5% | $152,897-25.3% |
| Participation rate | 57.1% | 76.2%-19.1pp | 69.3%-12.1pp | 82.5%-25.3pp |
| Annual return | 23.31% | 33.99%-10.7pp | 30.76%-7.5pp | 345.43%-322.1pp |
| Employer contribution / active EE | $2,531 | $3,310-23.5% | $2,501+1.2% | $4,764-46.9% |
| Participant deferral / active EE | $6,871 | $4,554+50.9% | $3,603+90.7% | $5,851+17.4% |
| Admin fee / account holder | $336 | $8,081-95.8% | $5,420-93.8% | $11,599-97.1% |