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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,855 | $84,236-93.0% | $170,439-96.6% | $70,124-91.7% |
| Participation rate | 54.2% | 70.8%-16.7pp | 83.6%-29.4pp | 69.5%-15.4pp |
| Annual return | 28.35% | 23.06%+5.3pp | 205.94%-177.6pp | 73.14%-44.8pp |
| Employer contribution / active EE | $826 | $3,387-75.6% | $5,433-84.8% | $2,342-64.7% |
| Participant deferral / active EE | $2,029 | $3,086-34.3% | $4,939-58.9% | $3,332-39.1% |
| Admin fee / account holder | $206 | $5,698-96.4% | $13,881-98.5% | $4,645-95.6% |