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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,185 | $88,754-86.3% | $81,820-85.1% | $145,877-91.6% |
| Participation rate | 65.0% | 75.1%-10.1pp | 72.4%-7.4pp | 80.3%-15.3pp |
| Annual return | 11.25% | 1031.77%-1020.5pp | 777.93%-766.7pp | 551.28%-540.0pp |
| Employer contribution / active EE | $487 | $3,085-84.2% | $2,915-83.3% | $4,663-89.6% |
| Participant deferral / active EE | $784 | $4,648-83.1% | $4,323-81.9% | $6,691-88.3% |
| Admin fee / account holder | $616 | $8,424-92.7% | $7,391-91.7% | $13,402-95.4% |