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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,232 | $72,071-59.4% | $68,368-57.2% | $137,256-78.7% |
| Participation rate | 47.6% | 76.2%-28.6pp | 73.8%-26.1pp | 80.0%-32.3pp |
| Annual return | 13.62% | 353.14%-339.5pp | 292.57%-279.0pp | 220.34%-206.7pp |
| Employer contribution / active EE | $529 | $2,788-81.0% | $2,649-80.0% | $4,156-87.3% |
| Participant deferral / active EE | $613 | $4,410-86.1% | $4,123-85.1% | $6,407-90.4% |
| Admin fee / account holder | $3,383 | $5,336-36.6% | $5,150-34.3% | $12,270-72.4% |