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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,381 | $99,652-84.6% | $78,778-80.5% | $147,586-89.6% |
| Participation rate | 100.0% | 76.2%+23.8pp | 69.2%+30.8pp | 82.8%+17.2pp |
| Annual return | 0.00% | 47.28%-47.3pp | 35.62%-35.6pp | 578.59%-578.6pp |
| Employer contribution / active EE | $1,478 | $2,796-47.1% | $1,986-25.6% | $4,876-69.7% |
| Participant deferral / active EE | $4,365 | $3,664+19.1% | $2,958+47.6% | $5,439-19.7% |
| Admin fee / account holder | $351 | $7,155-95.1% | $5,134-93.2% | $10,886-96.8% |