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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,372 | $82,674-79.0% | $125,381-86.1% | $68,486-74.6% |
| Participation rate | 90.5% | 75.1%+15.4pp | 82.4%+8.1pp | 67.9%+22.6pp |
| Annual return | -16.40% | -5.97%-10.4pp | 572.31%-588.7pp | -7.85%-8.5pp |
| Employer contribution / active EE | $2,361 | $3,382-30.2% | $4,815-51.0% | $2,597-9.1% |
| Participant deferral / active EE | $4,526 | $6,111-25.9% | $7,448-39.2% | $4,028+12.4% |
| Admin fee / account holder | $686 | $6,277-89.1% | $10,007-93.1% | $5,404-87.3% |