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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,548 | $102,385-72.1% | $147,080-80.6% | $80,935-64.7% |
| Participation rate | 92.7% | 75.9%+16.8pp | 82.2%+10.5pp | 67.7%+25.0pp |
| Annual return | 9.52% | 135.09%-125.6pp | 420.17%-410.6pp | 35.66%-26.1pp |
| Employer contribution / active EE | $3,290 | $3,717-11.5% | $4,933-33.3% | $2,757+19.3% |
| Participant deferral / active EE | $6,534 | $6,651-1.8% | $8,066-19.0% | $4,299+52.0% |
| Admin fee / account holder | $13,139 | $7,951+65.2% | $12,989+1.2% | $6,924+89.7% |