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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $326,037 | $175,257+86.0% | $149,717+117.8% | $139,456+133.8% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 11.09% | 166.70%-155.6pp | 134.41%-123.3pp | 373.45%-362.4pp |
| Employer contribution / active EE | $9,411 | $5,477+71.8% | $4,820+95.3% | $4,753+98.0% |
| Participant deferral / active EE | $15,295 | $6,521+134.5% | $5,682+169.2% | $6,711+127.9% |
| Admin fee / account holder | $2,167 | $16,156-86.6% | $13,213-83.6% | $11,407-81.0% |