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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,403 | $111,535+125.4% | $105,223+138.9% | $137,256+83.2% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 6.23% | 237.85%-231.6pp | 180.65%-174.4pp | 220.34%-214.1pp |
| Employer contribution / active EE | $2,822 | $3,939-28.4% | $3,689-23.5% | $4,156-32.1% |
| Participant deferral / active EE | $8,403 | $5,500+52.8% | $5,072+65.7% | $6,407+31.2% |
| Admin fee / account holder | $1,891 | $9,721-80.6% | $8,859-78.7% | $12,270-84.6% |