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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,103 | $80,992-66.5% | $96,534-71.9% | $75,173-63.9% |
| Participation rate | 100.0% | 71.8%+28.2pp | 76.0%+24.0pp | 67.2%+32.8pp |
| Annual return | 22.07% | 27.05%-5.0pp | 25.88%-3.8pp | 160.72%-138.6pp |
| Employer contribution / active EE | $2,360 | $2,283+3.4% | $2,965-20.4% | $2,671-11.6% |
| Participant deferral / active EE | $5,313 | $3,929+35.2% | $4,851+9.5% | $4,126+28.8% |
| Admin fee / account holder | $3,268 | $6,717-51.3% | $8,253-60.4% | $5,651-42.2% |