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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,010 | $105,145+11.3% | $94,664+23.6% | $139,466-16.1% |
| Participation rate | 66.7% | 82.4%-15.7pp | 80.8%-14.2pp | 80.3%-13.7pp |
| Annual return | 21.49% | 38.09%-16.6pp | 156.84%-135.3pp | 373.66%-352.2pp |
| Employer contribution / active EE | $0 | $4,107-100.0% | $3,673-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $8,355 | $7,599+10.0% | $7,417+12.6% | $6,712+24.5% |
| Admin fee / account holder | $2,486 | $8,972-72.3% | $7,222-65.6% | $11,409-78.2% |