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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,896 | $181,896-79.7% | $156,551-76.4% | $273,972-86.5% |
| Participation rate | 0.0% | 88.4%-88.4pp | 84.0%-84.0pp | 83.0%-83.0pp |
| Annual return | 5.75% | 30.74%-25.0pp | 32.23%-26.5pp | 41.46%-35.7pp |
| Employer contribution / active EE | $11,979 | $6,248+91.7% | $5,501+117.7% | $4,869+146.0% |
| Participant deferral / active EE | $16,050 | $5,550+189.2% | $4,871+229.5% | $5,287+203.6% |
| Admin fee / account holder | $3,808 | $15,560-75.5% | $13,028-70.8% | $10,133-62.4% |