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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,154 | $183,988-92.9% | $162,177-91.9% | $152,897-91.4% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 26.37% | 150.79%-124.4pp | 115.60%-89.2pp | 345.43%-319.1pp |
| Employer contribution / active EE | $2,535 | $6,370-60.2% | $5,613-54.8% | $4,764-46.8% |
| Participant deferral / active EE | $1,621 | $8,032-79.8% | $7,297-77.8% | $5,851-72.3% |
| Admin fee / account holder | $565 | $13,123-95.7% | $10,843-94.8% | $11,599-95.1% |