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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,285 | $100,073-52.7% | $85,126-44.5% | $145,877-67.6% |
| Participation rate | 50.0% | 74.1%-24.1pp | 67.5%-17.5pp | 80.3%-30.3pp |
| Annual return | 13.94% | 84.11%-70.2pp | 66.63%-52.7pp | 551.28%-537.3pp |
| Employer contribution / active EE | $1,013 | $3,236-68.7% | $2,731-62.9% | $4,663-78.3% |
| Participant deferral / active EE | $6,070 | $5,294+14.7% | $4,523+34.2% | $6,691-9.3% |
| Admin fee / account holder | $424 | $7,261-94.2% | $6,160-93.1% | $13,402-96.8% |