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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,285 | $100,203-52.8% | $85,240-44.5% | $145,897-67.6% |
| Participation rate | 50.0% | 74.1%-24.1pp | 67.5%-17.5pp | 80.3%-30.3pp |
| Annual return | 13.94% | 84.28%-70.3pp | 66.75%-52.8pp | 552.29%-538.3pp |
| Employer contribution / active EE | $1,013 | $3,242-68.8% | $2,735-63.0% | $4,663-78.3% |
| Participant deferral / active EE | $6,070 | $5,299+14.6% | $4,527+34.1% | $6,689-9.3% |
| Admin fee / account holder | $424 | $7,265-94.2% | $6,165-93.1% | $13,390-96.8% |