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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,419 | $141,001-95.4% | $112,228-94.3% | $139,487-95.4% |
| Participation rate | 75.0% | 79.2%-4.2pp | 72.4%+2.6pp | 80.3%-5.3pp |
| Annual return | 25.82% | 32.75%-6.9pp | 30.23%-4.4pp | 373.84%-348.0pp |
| Employer contribution / active EE | $1,800 | $4,285-58.0% | $3,432-47.6% | $4,755-62.2% |
| Participant deferral / active EE | $1,800 | $5,877-69.4% | $4,800-62.5% | $6,713-73.2% |
| Admin fee / account holder | $1,752 | $9,959-82.4% | $7,752-77.4% | $11,407-84.6% |