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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,006 | $98,776-49.4% | $149,745-66.6% | $79,856-37.4% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 9.64% | 27.38%-17.7pp | 276.72%-267.1pp | 31.71%-22.1pp |
| Employer contribution / active EE | $3,953 | $3,217+22.9% | $4,646-14.9% | $2,471+60.0% |
| Participant deferral / active EE | $5,287 | $5,681-6.9% | $6,843-22.7% | $3,741+41.3% |
| Admin fee / account holder | $4,645 | $6,053-23.3% | $9,312-50.1% | $5,306-12.5% |