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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,201 | $199,109-43.6% | $173,730-35.4% | $154,746-27.5% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 11.73% | 20.02%-8.3pp | 19.96%-8.2pp | 172.34%-160.6pp |
| Employer contribution / active EE | $14,781 | $5,311+178.3% | $4,577+222.9% | $4,379+237.5% |
| Participant deferral / active EE | $9,165 | $7,113+28.9% | $6,326+44.9% | $6,730+36.2% |
| Admin fee / account holder | $702 | $20,916-96.6% | $17,523-96.0% | $14,365-95.1% |