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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,097 | $160,028-48.1% | $147,080-43.5% | $145,884-43.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 29.29% | 98.60%-69.3pp | 420.17%-390.9pp | 551.85%-522.6pp |
| Employer contribution / active EE | $3,724 | $5,286-29.6% | $4,933-24.5% | $4,662-20.1% |
| Participant deferral / active EE | $8,238 | $8,422-2.2% | $8,066+2.1% | $6,690+23.1% |
| Admin fee / account holder | $646 | $15,030-95.7% | $12,989-95.0% | $13,392-95.2% |