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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,883 | $196,972-52.3% | $182,262-48.5% | $198,609-52.7% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 20.31% | 158.27%-138.0pp | 140.60%-120.3pp | 202.70%-182.4pp |
| Employer contribution / active EE | $11,703 | $5,364+118.2% | $5,046+131.9% | $5,055+131.5% |
| Participant deferral / active EE | $6,793 | $8,643-21.4% | $8,276-17.9% | $6,977-2.6% |
| Admin fee / account holder | $5,053 | $18,429-72.6% | $16,712-69.8% | $19,030-73.4% |