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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,883 | $162,136-42.1% | $152,301-38.4% | $154,746-39.3% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 20.31% | 91.02%-70.7pp | 80.50%-60.2pp | 172.34%-152.0pp |
| Employer contribution / active EE | $11,703 | $4,890+139.3% | $4,624+153.1% | $4,379+167.2% |
| Participant deferral / active EE | $6,793 | $8,341-18.6% | $8,004-15.1% | $6,730+0.9% |
| Admin fee / account holder | $5,053 | $15,759-67.9% | $14,398-64.9% | $14,365-64.8% |