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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,883 | $154,228-39.1% | $145,433-35.4% | $137,256-31.6% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 20.31% | 74.59%-54.3pp | 66.58%-46.3pp | 220.34%-200.0pp |
| Employer contribution / active EE | $11,703 | $4,804+143.6% | $4,554+157.0% | $4,156+181.6% |
| Participant deferral / active EE | $6,793 | $8,216-17.3% | $7,897-14.0% | $6,407+6.0% |
| Admin fee / account holder | $5,053 | $14,344-64.8% | $13,129-61.5% | $12,270-58.8% |