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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,435 | $138,114-73.6% | $125,391-70.9% | $134,545-72.9% |
| Participation rate | 75.0% | 84.5%-9.5pp | 82.4%-7.4pp | 81.2%-6.2pp |
| Annual return | -17.45% | 750.88%-768.3pp | 572.41%-589.9pp | 418.37%-435.8pp |
| Employer contribution / active EE | $2,765 | $5,246-47.3% | $4,816-42.6% | $4,742-41.7% |
| Participant deferral / active EE | $6,167 | $7,801-20.9% | $7,448-17.2% | $6,401-3.7% |
| Admin fee / account holder | $692 | $11,570-94.0% | $10,009-93.1% | $11,431-93.9% |