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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,922 | $95,979-80.3% | $74,551-74.6% | $135,380-86.0% |
| Participation rate | 100.0% | 75.7%+24.3pp | 69.1%+30.9pp | 82.6%+17.4pp |
| Annual return | -21.55% | 56.97%-78.5pp | 32.53%-54.1pp | 519.81%-541.4pp |
| Employer contribution / active EE | $8,925 | $2,716+228.6% | $1,961+355.1% | $4,779+86.8% |
| Participant deferral / active EE | $5,262 | $3,844+36.9% | $3,108+69.3% | $5,609-6.2% |
| Admin fee / account holder | $922 | $6,522-85.9% | $5,059-81.8% | $10,828-91.5% |