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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,447 | $165,361+6.1% | $149,715+17.2% | $158,950+10.4% |
| Participation rate | 90.0% | 84.6%+5.4pp | 82.5%+7.5pp | 82.0%+8.0pp |
| Annual return | 15.04% | 348.24%-333.2pp | 276.66%-261.6pp | 302.91%-287.9pp |
| Employer contribution / active EE | $12,681 | $5,103+148.5% | $4,645+173.0% | $4,762+166.3% |
| Participant deferral / active EE | $11,244 | $7,182+56.6% | $6,842+64.3% | $5,983+87.9% |
| Admin fee / account holder | $2,932 | $10,808-72.9% | $9,310-68.5% | $11,248-73.9% |