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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,647 | $190,916-71.4% | $160,037-65.9% | $134,545-59.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.0%+22.0pp | 81.2%+18.8pp |
| Annual return | -19.65% | 552.79%-572.4pp | 408.95%-428.6pp | 418.37%-438.0pp |
| Employer contribution / active EE | $3,496 | $4,996-30.0% | $4,226-17.3% | $4,742-26.3% |
| Participant deferral / active EE | $10,442 | $6,925+50.8% | $6,184+68.9% | $6,401+63.1% |
| Admin fee / account holder | $526 | $10,497-95.0% | $8,716-94.0% | $11,431-95.4% |