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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,105 | $92,743-77.2% | $82,744-74.5% | $134,532-84.3% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 81.2%+18.8pp |
| Annual return | -14.85% | 946.63%-961.5pp | 702.22%-717.1pp | 418.27%-433.1pp |
| Employer contribution / active EE | $1,822 | $3,273-44.3% | $3,008-39.4% | $4,741-61.6% |
| Participant deferral / active EE | $9,300 | $4,802+93.7% | $4,395+111.6% | $6,401+45.3% |
| Admin fee / account holder | $821 | $5,977-86.3% | $5,325-84.6% | $11,429-92.8% |