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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,598 | $88,815-66.7% | $81,882-63.9% | $145,897-79.7% |
| Participation rate | 93.8% | 75.1%+18.7pp | 72.4%+21.4pp | 80.3%+13.4pp |
| Annual return | 11.12% | 1033.75%-1022.6pp | 779.47%-768.3pp | 552.29%-541.2pp |
| Employer contribution / active EE | $1,340 | $3,086-56.6% | $2,916-54.1% | $4,663-71.3% |
| Participant deferral / active EE | $5,703 | $4,647+22.7% | $4,323+31.9% | $6,689-14.7% |
| Admin fee / account holder | $890 | $8,434-89.5% | $7,360-87.9% | $13,390-93.4% |