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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,304 | $125,190-57.4% | $105,624-49.5% | $145,897-63.5% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 7.42% | 225.22%-217.8pp | 116.20%-108.8pp | 552.29%-544.9pp |
| Employer contribution / active EE | $14,382 | $3,720+286.6% | $3,168+354.0% | $4,663+208.5% |
| Participant deferral / active EE | $5,335 | $5,716-6.7% | $5,013+6.4% | $6,689-20.2% |
| Admin fee / account holder | $3,687 | $17,138-78.5% | $10,961-66.4% | $13,390-72.5% |