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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,799 | $165,361-74.1% | $149,715-71.4% | $158,950-73.1% |
| Participation rate | 54.5% | 84.6%-30.0pp | 82.5%-27.9pp | 82.0%-27.4pp |
| Annual return | 34.70% | 348.24%-313.5pp | 276.66%-242.0pp | 302.91%-268.2pp |
| Employer contribution / active EE | $0 | $5,103-100.0% | $4,645-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $7,783 | $7,182+8.4% | $6,842+13.8% | $5,983+30.1% |
| Admin fee / account holder | $156 | $10,808-98.6% | $9,310-98.3% | $11,248-98.6% |