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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,810 | $150,446-74.2% | $136,297-71.5% | $147,585-73.7% |
| Participation rate | 66.7% | 84.4%-17.8pp | 81.9%-15.3pp | 82.8%-16.2pp |
| Annual return | 89.88% | 1049.14%-959.3pp | 5156.19%-5066.3pp | 578.58%-488.7pp |
| Employer contribution / active EE | $4,071 | $5,256-22.5% | $4,696-13.3% | $4,876-16.5% |
| Participant deferral / active EE | $12,285 | $6,631+85.3% | $6,247+96.6% | $5,439+125.9% |
| Admin fee / account holder | $0 | $10,906-100.0% | $9,244-100.0% | $10,886-100.0% |